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Benefits Of High School Financial Education Requirements

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Financial Education Can Help

  • Studies have shown that financial education is a cost-effective intervention that improves financial behaviors and outcomes, including budgeting and saving. (Kaiser et al. 2022)
  • Requiring a personal finance course for high school graduation improves student credit behaviors and postsecondary financing decisions. (Urban et al. 2018)
  • Twenty-six states have already begun implementing these requirements as of July 2024.

States Can Create Solutions

States should require a stand-alone course of at least 0.5 credits for students to graduate high school.

Stay up-to-date with the latest developments in K-12 financial education legislation across all 50 state legislatures, D.C. and U.S. Congress with NEFE’s interactive policy map or our summary of existing K-12 legislation and timelines.

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